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Here are just a few ways Common Bond Mortgage can help your credit union succeed:
  1. We give credit unions the ability to provide long-term (up to 30 years), fixed and adjustable rate mortgages to their members. It is no longer necessary to refer your most valued members to your competition.

  1. The branded, online mortgage lending website positions your credit union as a progressive lender ready and willing to meet your members’ needs.

  1. With some promotion and the use of proven marketing materials, mortgage lending can become a steady stream of income to your bottom line.

  1. The mortgage process will be handled by Common Bond professionals every step of the way. You may arrange to have your members close their loans at your credit union or in your home town.

  1. After your member closes their mortgage loan, it’s your choice. You may keep the loan or you may sell it to Common Bond Mortgage.

Who is Common Bond Mortgage?

Common Bond Mortgage is a wholly owned subsidiary of APCO CUSO, Inc. The CUSO was formed and is owned by APCO Employees Credit Union. The Credit Union has over $2 billion in assets and is headquartered in Birmingham, Alabama.

Why Common Bond Mortgage?

APCO does not have a community charter and we will not solicit your members. We are looking to partner with credit unions interested in meeting the mortgage needs of their members through their own technology-based website.

90-Day Guarantee

If for any reason in the first 90 days, you do not believe online mortgage lending is right for you and your members, simply let us know and we will discontinue the service with no additional cost to you.

How do we get started?

If you believe that online mortgage lending through Common Bond Mortgage is a service that would benefit your credit union, we’ll have you sign a contract, and we’ll get right to work so you can start offering this valuable service to your members.


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